Bank of India (BOI) has officially released the Bank of India Credit Officer Recruitment 2025 notification for 514 posts under MMGS-II, MMGS-III, and SMGS-IV scales. The online application process will start from 20 December 2025 and continue till 05 January 2026 through the official website bankofindia.bank.in. Candidates who are interested in Bank of India Credit Officer Bharti 2025 should carefully read the full notification to check eligibility criteria, age limit, application fee, salary, selection process, and other important details before applying online.
Important Dates
- Notification Date: 17 December 2025
- Application Start Date: 20 December 2025
- Last Date to Apply Online: 05 January 2026
- Last Date for Fee Payment: 05 January 2026
- Correction Date: As per Schedule
- Admit Card Release: Notify Later
- Exam Date: Notify Later
- Result Date: Notify Later
Application Fee
- General / OBC / EWS: ₹850/-
- SC / ST / PwD: ₹175/-
Payment Mode:
Debit Card, Credit Card, Net Banking, E-Challan
Bank of India Credit Officer Vacancy – Age Limit
As on 01.11.2025
- Credit Officer (MMGS-II): 25 to 35 Years
- Credit Officer (MMGS-III): 28 to 38 Years
- Credit Officer (SMGS-IV): 30 to 40 Years
📌 Age relaxation will be applicable as per Bank of India rules.
Total Post
514 Posts
Bank of India Credit Officer Vacancy Details
| Post Name | Total Vacancies |
|---|---|
| Credit Officer (MMGS-II) | 418 |
| Credit Officer (MMGS-III) | 60 |
| Credit Officer (SMGS-IV) | 36 |
| Total | 514 |
Bank of India Credit Officer Eligibility Criteria 2025
| Scale | Educational Qualification | Work Experience |
|---|---|---|
| MMGS-II | Graduation (60% / 55% for reserved categories) + CA / CFA / CMA or MBA / PGDBM / PG in Banking or Finance | Minimum 3 years experience, including 2 years in MSME / Commercial / Project / Mid & Large Credit |
| MMGS-III | Graduation (60% / 55% for reserved categories) + CA / CFA / CMA or MBA / PGDBM / PG in Banking or Finance | Minimum 5 years experience, including 3 years in MSME / Commercial / Project / Mid & Large Credit |
| SMGS-IV | Graduation + MBA / PGDBM / Master’s Degree or CA / CFA / CMA | Minimum 8 years experience, including 5 years in MSME / Commercial / Project / Mid & Large Credit |
Bank of India Credit Officer Selection Process 2025
The selection process will be completed in the following stages:
- Written Examination
- Interview
- Document Verification
- Medical Examination
📌 Final selection will be based on merit and performance in all stages.
Bank of India Credit Officer Salary 2025
| Post | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – 2,340 (1) – ₹67,160 – 2,680 (10) – ₹93,960 |
| MMGS-III | ₹85,920 – 2,680 (5) – ₹99,320 – 2,980 (2) – ₹1,05,280 |
| SMGS-IV | As per Bank of India Scale-IV Pay Structure |
Allowances: DA, HRA, TA and other benefits as per Bank rules
📌 Salary will be paid as per Bank of India norms.
How to Apply – Bank of India Credit Officer Recruitment 2025
Candidates can apply online by following these steps:
- Visit the official website bankofindia.bank.in
- Download and read the Bank of India Credit Officer Notification 2025
- Click on the Apply Online link
- Fill in the application form carefully
- Upload required documents, photograph, and signature
- Pay the application fee
- Submit the form and print the confirmation page
📌 Apply before the last date to avoid technical issues.
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Bank of India Credit Officer Recruitment 2025 – Apply Online for 514 Posts
Bank of India (BOI), a leading public sector bank, has officially released the Bank of India Credit Officer Recruitment 2025 notification for the recruitment of Credit Officers in MMGS-II, MMGS-III, and SMGS-IV scales. A total of 514 vacancies have been announced. The online application process will start from 20 December 2025 and will remain open till 05 January 2026 through the official website bankofindia.bank.in.
Candidates who are interested in Bank of India Credit Officer Bharti 2025 are advised to read the complete notification carefully to check eligibility criteria, age limit, application fee, salary structure, selection process, and other important details. Complete information regarding the Bank of India Credit Officer Online Application Form 2025 is given below in a detailed and structured manner.
Bank of India Credit Officer Recruitment 2025 Overview
Before applying, candidates should go through the basic overview of the recruitment to understand key highlights such as post name, total vacancies, and application mode.
| Particulars | Details |
|---|---|
| Recruitment Name | Bank of India Credit Officer Recruitment 2025 |
| Conducting Authority | Bank of India (BOI) |
| Post Name | Credit Officer |
| Scale | MMGS-II, MMGS-III, SMGS-IV |
| Total Vacancies | 514 |
| Job Type | Bank Job (Officer Cadre) |
| Application Mode | Online |
| Official Website | bankofindia.bank.in |
Bank of India Credit Officer Recruitment 2025 Important Dates
The table below provides all the important dates related to Bank of India Credit Officer Recruitment 2025. Candidates are advised to keep track of these dates to avoid missing deadlines.
| Event | Date |
|---|---|
| Notification Release Date | 17 December 2025 |
| Application Start Date | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Correction Date | As per Schedule |
| Admit Card | Notify Later |
| Exam Date | Notify Later |
| Result Date | Notify Later |
📌 Candidates should regularly check the official BOI website for updates.
Bank of India Credit Officer Recruitment 2025 Application Fee
Candidates must pay the prescribed application fee according to their category. Fee details are given below.
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850/- |
| SC / ST / PwBD | ₹175/- |
Payment Mode: Credit Card, Debit Card, Net Banking, or Offline through E-Challan.
Bank of India Credit Officer Recruitment 2025 Age Limit
The age limit is calculated as on 01 November 2025. Post-wise age criteria are mentioned below.
| Post | Age Limit |
|---|---|
| Credit Officer (MMGS-II) | 25 – 35 Years |
| Credit Officer (MMGS-III) | 28 – 38 Years |
| Credit Officer (SMGS-IV) | 30 – 40 Years |
📌 Age relaxation will be applicable as per Bank of India recruitment rules.
Bank of India Credit Officer Vacancy & Eligibility Details 2025
The table below provides post-wise vacancy details along with the required educational qualification and experience.
| Post Name | Vacancies | Eligibility Criteria |
|---|---|---|
| Credit Officer MMGS-II | 418 | Bachelor’s Degree with minimum 3 years of experience |
| Credit Officer MMGS-III | 60 | Bachelor’s Degree with minimum 5 years of experience |
| Credit Officer SMGS-IV | 36 | Bachelor’s Degree / MBA / PGDBM / CA or any PG Degree with minimum 3 years of experience |
| Total | 514 | — |
📌 All qualifications must be from a recognized University / Institution in India.
Bank of India Credit Officer Salary 2025
Candidates selected for Credit Officer posts will receive an attractive salary as per Bank of India norms. The detailed pay scale is given below.
| Post Name | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960 |
| MMGS-III | ₹85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 1,05,280 |
| SMGS-IV | ₹64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960 |
📌 Other allowances such as DA, HRA, and perks will be applicable as per Bank rules.
Bank of India Credit Officer Recruitment 2025 Selection Process
The selection process for Bank of India Credit Officer Recruitment 2025 will be conducted in multiple stages to ensure fair selection.
| Stage | Details |
|---|---|
| Stage 1 | Written Examination |
| Stage 2 | Interview |
| Stage 3 | Document Verification |
| Stage 4 | Medical Examination |
How to Apply for Bank of India Credit Officer Recruitment 2025
Candidates can follow the step-by-step procedure given below to apply online:
Visit the official website – bankofindia.bank.in
Download and read the Bank of India Credit Officer Notification 2025 PDF carefully.
Click on the Apply Online link.
Complete the registration process.
Fill out the application form with accurate details.
Upload required documents, photograph, and signature.
Pay the application fee as per your category.
Submit the application form.
Take a printout of the final submitted form for future reference.
📌 Important: Candidates must read all instructions regarding eligibility, age limit, fees, and documents before applying.
Bank of India Credit Officer Recruitment 2025 Conclusion
Bank of India Credit Officer Recruitment 2025 is an excellent opportunity for experienced banking and finance professionals to join a prestigious public sector bank. With 514 vacancies, attractive salary, and officer-level positions, this recruitment offers strong career growth. Eligible candidates should apply online between 20 December 2025 and 05 January 2026 and begin focused preparation for the selection process.
Bank of India Credit Officer Recruitment 2025 FAQs
Q1. How many vacancies are available in Bank of India Credit Officer Recruitment 2025?
There are 514 vacancies.
Q2. What is the last date to apply online?
The last date is 05 January 2026.
Q3. What is the application fee for General category candidates?
₹850/-.
Q4. What is the official website of Bank of India?
The official website is bankofindia.bank.in.